Many Americans rely on 401k plans as the primary source to fund their retirements. But many also don’t understand the behind-the-scenes details that play a significant role in the outcomes they generate with these retirement plans. In this episode, we speak with Yale law professor Ian Ayres and UVA law professor Quinn Curtis to help us fill in these gaps and discuss how retirement plans can produce better outcomes for their participants. We look at the history of retirement plans and how they have evolved, why choice can be a double-edged sword, how guardrails can improve outcomes and a lot more.
